Choice Insurance of Arizona
Arizona Auto Insurance / Arizona Homeowner Insurance
Choice Insurance of Arizona Blog

Zimbio

<a href="http://www.zimbio.com/member/tlctowing"> <img alt="My Zimbio" title="My Zimbio" src="http://www.zimbio.com/images/badges/badgeBlue.png?u=tlctowing" border="0" /></a><br/> <a style="margin-top:2px; display:block; font-size:11px; padding-left:10px; color:#244366;" href="http://www.zimbio.com"> Top Stories </a>

 del.icio.us  Stumbleupon  Technorati  Digg 

Arizona Life Insurance Broker

When shopping for term life insurance, you have two choices:

1) call a dozen or more companies yourself, which takes an incredible amount of time. Even then, you may not be sure you have found the lowest rate

2) Use an Arizona Life Insurance Broker, like us

We will compare term life insurance rates with up to 50 different carriers to find the best life insurance premium for you.

All our life insurance carriers are top ranked and top rated.

Why take your precious time shopping around. Let us do the work for you. It's what we do.


Arizona Term Life Insurance

 del.icio.us  Stumbleupon  Technorati  Digg 

The Value of Customer Loyalty

Any business owner can tell you that customer loyalty is crucial. If you have a good product at a good price (compared to what else is available), and take care of the client when they need assistance - they usually remain loyal.


U.S. Automakers are discovering just how crucial customer loyalty is to the bottom line.

A new study shows that a 1% rise in customer loyalty is worth about $405 million in additional revenue (average $27,000 vehicle sale). Even for the car industry, that's alot of money.

Unfortunately, U.S. car manufacturers have seen their loyalty fall by about 10% over the past ten years. The estimated total financial loss? About $3 billion.

For the good of our economy and the jobs the car industry provides, let's hope they figure out exactly why they have lost so much loyalty and figure out a way to regain it.


Want a good car insurance company at a good price? Visit our website and request a quote: arizona auto insurance

We also offer great rates on arizona homeowner insurance


 del.icio.us  Stumbleupon  Technorati  Digg 

THE BEST WAY TO BUY A CAR

Consumers are at such an incredible disadvantage when buying a car. We usually shop for a vehicle every couple years, at best. Yet, the car salesman does it every day, every week and every month, month after month. They are practiced and usually very polished. They know what buying signs to look for and what "hot" buttons trigger you. And worse for you, they know when to go for the close.

Follow these steps to assist you in your car buying experience.

1) Never say you need a specific car: "now, soon, today, tomorrow, or even right away". Do not express that you are in a "rush" to buy.  If they feel you are rushed to buy they probably will be less inclined to negotiate.

2) Do not get too excited about any specific vehicle you see on their lot. If you do, it lets them know more about your hot buttons. Act like you are looking at a stale donut instead, and though that stale donut does not look terribly exciting, it may possibly solve your need.

3) Do not talk monthly payment. That's often the first starting point for a sales person. Negotiate from a standpoint of the vehicle's price, not monthly payment. By negotiating payment you could end up paying alot more money for alot less car.

4) Do not tell them you are trading your current vehicle in.

Two reasons:

         A) they begin to mix the trade in value of your vehicle into the whole monthly payment pitch and it will only confuse how much money you are truly spending,

          they often want to see the car to determine it's "trade-in" value, which means you will have to hand over the keys. Without your keys you cannot simply get up a leave as easily as you would have wanted. And that's an old ploy used by car dealerships.

5) Use the internet. Most dealerships have a person who transacts/communicates with "internet" shoppers. Visit the dealership's website and look for a link titled "Internet sales" or something similar.

Imagine how easy it is to request vehicle prices by the internet versus driving from dealership to dealership. Once you arrive at a dealership it often can take hours to narrow down a price from a sales person. Over the internet, that time is trimmed to a few emails.

6) Pre-qualify your auto loan BEFORE you ever step foot on a car lot. We have an account with a credit union. Anytime we buy a car we get pre-approved for a specific dollar amount. That way I know my interest rate and how  much the monthly payment should be at a certain total dollar amount.

After you buy that car, contact us for an insurance quote: arizona auto insurance

Need life insurance? visit us here - arizona life insurance broker

How about that mortgage loan. If you are looking to buy a new home or refinance an existing loan, contact us at arizona mortgage broker



 del.icio.us  Stumbleupon  Technorati  Digg 

Traffic Deaths on the Decline

41,059 people died in car crashes in 2007. That's about 1,600 fewer than in 2006 and the fewest number of fatalities since 1994.

In Arizona, 1,066 traffic deaths were recorded in 2007, which was less than the previous year. California saw largest decrease while North Carolina recorded the biggest increase.

It's a good trend.

Credit is given to President Bush.......ok, we're just kidding. Credit is given to safer vehicles, aggressive law enforcement and the use of seat belts.

Motorcycle deaths increased, however. Most of that is being credited to the large upswing in bike sales due to the rising cost of fuel.

In 1998 there were just less than 4 million registered motorcycles. That number stands at over 6 million today.

Arizona Motorcycle Insurance

Arizona Auto Insurance

Auto Insurance in Arizona

 del.icio.us  Stumbleupon  Technorati  Digg 

Homeowner Insurance in Arizona

When seeking homeowner insurance, most consumers tend to call the companies they see advertising on television.

We don't blame you. Advertising works.

But take time to visit with an Independent Insurance Agent, like Choice Insurance of Arizona. You may be surprised who finds you the best rate - those supposed "national" carriers or an independent insurance agent.

The next time you want an Arizona Homeowner Insurance quote, visit our website.

Thanks!

P.S. All our carriers are top rated, top ranked!!

 del.icio.us  Stumbleupon  Technorati  Digg 

The Lowest Rate Every Time!

A young gentleman called the other day for an auto quote. We asked questions, gathered the necessary information and proceeded to shop his car insurance with numerous carriers.

The result? We saved him about $60 per month - $700 per year over one of the supposed "national" carriers.

His response to such a savings? He said he would call his current company and ask if they could match the rate.

What's wrong with this picture?

If this "other"carrier somehow magically lowers his rate - wouldn't that make you wonder how and why they did not simply give the better rate in the first place? If they cannot or do not offer the best premium in the first place why show such loyalty back?

At Choice Insurance of Arizona, we don't play games when it comes to saving you money. If you request a quote with us - we will offer you the LOWEST rate we can find.

All our carriers are top rated, top ranked!

Auto Insurance in Arizona

Arizona Independent Insurance Agent

Homeowner Insurance in Arizona

 del.icio.us  Stumbleupon  Technorati  Digg 

Congratulations Travelers Insurance

Travelers Insurance was recently honored as an employer that supports its employees who are in the Guard or Reserve. They were a 2008 national finalist for the Freedom Award, the highest recognition given by the U.S. Government to employers for outstanding support of company employees serving in the National Guard and Reserve.

Travelers Insurance helps employees make deployment as painless as possible and offers things such as benefits and pay continuation.
 
Our hats are off to Travelers Insurance!


Yes - Travelers Insurance is one of the top rated, top ranked carriers that we offer to our clients. For a low cost Arizona Auto Insurance quote, please visit our website. Or for Arizona homeowner insurance.

 del.icio.us  Stumbleupon  Technorati  Digg 

Low Cost Arizona Auto Insurance

You'd be surprised how many clients we have outside the metro Phoenix area.

But why be so surprised. Everyone who owns a car wants to pay less for their insurance, as long as it's with a good company.

We offer auto insurance in Yuma, auto insurance in Tucson, auto insurance in Flagstaff and all over Arizona.

So when you are considering saving money, get an auto quote from us. We love to shop insurance and love to find our clients a rate less than what they pay today.

Keep in mind all of our carriers are top rated and top ranked!



We also offer low cost Arizona homeowner insurance.

 del.icio.us  Stumbleupon  Technorati  Digg 

Arizona Life Insurance Broker

I know most clients are somewhat confused about life insurance.

You hear words like term, universal life and whole life.

Most everyone knows about term, for the most part. What they don't understand is Universal Life Insurance and why they need to consider buying that in addition to their Arizona term life insurance.

Term Life Insurance - will be gone by the time you are into your retirement years because 1) it expires at a certain age or 2) the premiums go up to stratosphere heights where you cannot afford them. 

If term insurance will be gone during your retirement years, does that mean you do not need life insurance? Quite the contrary.

Universal Life Insurance - locks in the premium today for the rest of your life.

Think about Universal Life Insurance this way. Imagine if someone ten years ago offered to lock the price of gasoline in for you at $2.75 per gallon. Gas was probably only a buck and a half back then. It would not seem like a great deal then. But what about now? Would you love to have gas prices locked in at less than three dollars today? Of course you would. That's Universal Life Insurance in a nutshell.

So when you consider buying life insurance - buy term. But also buy some Universal Life Insurance too. That way you will be covered well into those retirement years when all that term insurance expires.

Arizona Life Insurance Broker
Arizona Life Insurance




 del.icio.us  Stumbleupon  Technorati  Digg